Little-Known Tips for Saving Money on Health Care

women walking her dog

Simple Ways to Save Money on Health Care

Big deductibles. Skyrocketing premiums. Rising medical costs. Whether you get health care coverage through work, buy it yourself, or don’t have insurance at all, we’re all paying more for our medical care these days. Fortunately, some lesser-known ways can help you save money on the one truly priceless thing you have: your health.

Prescriptions may cost less if you don’t use your insurance. Your best deal on some commonly prescribed drugs may be found by ignoring your drug coverage and paying for them out of pocket. Many peoples’ insurance drug plan requires a copay that is higher than the cost of paying cash at the register. Always run the numbers first to be sure.

Ask to see the itemized charges sent to your insurer. You can learn a lot from seeing an itemized bill. Whether you got charged for wrong treatment or there are tests on the bill that you didn’t end up getting, be sure you scan through to ensure that you are only paying for what you need.

Take advantage of free screenings and flu shots. Drugstores, employers, and more are beginning to offer days or weeks where they will be providing health care services free of charge. Look in your local community for upcoming events to enjoy free services.

Consider increasing your deductible. A high-deductible health plan requires you to pay a higher out-of-pocket cost before your insurance coverage kicks in. However, monthly premiums are usually much lower than traditional health plans. If you rarely see your doctor, this could be valuable savings.

Take a walk. One of the simplest ways to keep out of the doctor’s office and save money is to maintain a healthy lifestyle. Exercising and eating a well-balanced diet are must-dos.

For all of your health concerns and any of your medical needs, visit Sand Canyon Urgent Care. We welcome walk-in patients. Our onsite diagnostic and lab facilities help us to best serve you and your loved ones. Call us at (949) 536-7892 or visit us here to get started!